Suncorp Group Limited
American Depository Receipt (ADR) Program (SNMCY)

American Depositary Receipts (ADRs) are securities which have been created to permit US investors to hold shares in non-US companies. ADRs are quoted in US dollars and trade and settle just like any other US security. Suncorp has an American Depositary Receipt (ADR) program that trades on the Over-The-Counter ('OTC') market in the US.

An ADR is a receipt issued by a Depositary Bank representing ownership of a company's underlying ordinary shares. Suncorp has a sponsored Level 1 ADR program for which Deutsche Bank Trust Company Americas acts as Depositary Bank. When dividends are paid to shareholders, the depositary makes the payment in US dollars to ADR holders.

Suncorp’s ADRs program details are:

• Ratio: 1 ADR = 1 ordinary share
• Symbol: SNMCY
• Exchange: OTC
• ISIN: US86723Y2090
• CUSIP: 86723Y209

Suncorp’s ADR program is administered by Deutsche Bank Trust Company Americas and ADR shareholder enquiries should be directed to the address below:

Deutsche Bank Shareholder Services
American Stock Transfer & Trust Company
Operations Center
6201 15th Avenue
Brooklyn NY 11219

Email: DB@amstock.com
Phone (toll free): +1 866 706 0509
Phone (direct): +1 718 921 8124

Broker enquiries should be directed to:

Deutsche Bank ADR Broker Services Desks
New York: +1 212 250 9100
London: +44 207 547 6500

For corporate action information, please visit: www.adr.db.com