Full Year Results and Annual Report 2022-23

Full Year Results and Annual Report 2022-23

Our focus remains on building on the strong foundations and momentum achieved across our businesses over the past three years, while continuing to advocate strongly for measures that improve resilience to natural hazards to protect people and address insurance affordability and address the important issue of climate change.

I am proud of the resilience of our company, and what our employees have delivered for our customers, communities and shareholders in FY23.

#Performance highlights


pcp $681m

Group NPAT (Net Profit After Tax)


pcp $673m

Cash earnings


^10.6% i, ii

Insurance (Australia) GWP



Insurance New Zealand GWP



Bank Home Lending

i All changes refer to the prior corresponding period unless otherwise stated
ii Excluding emergency services levies and portfolio exits