General insurance businesses

General insurance businesses include Insurance (Australia)'s general insurance business and New Zealand's general insurance business. This term is used when describing Suncorp's capital position and statement of financial position which are structured around the Group's legal entity structure rather than business functions structure

Gross earned premium

The total premium on insurance earned by an insurer during a specified period on premiums underwritten in the current and previous underwriting years

Gross non-performing loans

Gross impaired assets plus past due loans

Gross written premium

The total premium on insurance underwritten by an insurer during a specified period, before deduction of reinsurance premium

Group top-line growth

Group top-line growth is derived from a weighted-average calculation of underlying year-on-year growth in Suncorp’s key business functions. Top-line growth percentage is calculated as growth in general insurance gross written premium (73% weighting), growth in retail and business lending assets (weighting 25%) and growth in New Zealand life insurance in-force premium (2% weighting)