Impairment losses to gross loans and advances

Impairment losses on loans and advances divided by gross loans and advances. The ratio is annualised for half years

Insurance Australia function

Suncorp's Insurance Australia business provides consumer, commercial and personal injury products to the Australian market. The Suncorp Group is one of Australia's largest general insurers by Gross Written Premium and Australia's largest compulsory third party insurer.

Insurance funds

Insurance funds explicitly back insurance liabilities. They are designed to match the insurance liabilities and are managed separately from shareholders' funds

Insurance Trading Ratio (ITR)

The insurance trading result expressed as a percentage of net earned premium

Insurance Trading Result

Underwriting result plus investment income on assets backing technical reserves